our executive team


Johnathan Holland, ceo

Johnathan has spent the past decade innovating the online payment space. Curexe, his first company provided ecommerce stores affordable access to international wire transfers and currency exchange. Johnathan has been through multiple leadership programs and accelerators including the Next 36 and DMZ accelerator. He attended Brock University for a BBA in Finance & Entrepreneurship.


Matthew McGuire, head of compliance

Matthew McGuire is an internationally recognized expert in payment security. For sixteen years he has assisted financial institutions assess and reduce financial crime and related risks. He has served as an advisor to Canadian and foreign governments on the development of laws and financial intelligence functions. Matthew holds a MAcc from University of Waterloo and Post Graduate in Investigative and Forensic Accounting from University of Toronto - Rotman School of Management.


Jay Hedges, VP Of Sales

Jay Hedges has held various VP of Sales roles within multi-nationals such as Citrix, Uberflip, and Vision Critical. He oversees the SmartPay sales process and optimizes for best practices. Jay holds an MBA from Cornell.